Roth Contribution Limits 2024 Agi Limit

Roth Contribution Limits 2024 Agi Limit. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose. In 2025, contribution limits are $23,500, up from $23,000 in 2024.

If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and file jointly, your magi must. Your filing status is married filing jointly or qualifying surviving spouse and your modified agi is at.